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EPF dividend 2022

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    Today (4 March 2023), the Employee Provident Fund (EPF) has declared a dividend rate of 5.35% for its  2022 conventional savings and 4.75% for its syariah savings. The total payout dividend for conventional  saving is RM 45.4 billion and for syariah saving is RM 5.7 billion. This year dividend rate is decrease  compared with year 2021 when the dividend rate for conventional saving is 6.1% and for syariah saving is 5.65%. This dividend rate decrease due to some factor like EPF allow special withdrawal (i-Lestari and i- Sinar), unstable international market condition, higher interest rate. Based on EPF website the previous 5 years dividend rate is below: 2021: 6.10% (conventional)     5.65% (syariah) 2020: 5.20% (conventional)     4.90% (syariah) 2019: 5.45% (conventional)     5.00% (syariah) 2018: 6.15% (conventional)     5.90% (syariah) 2017: 6.90% (conventional)     6.40% (syariah)

Use Bitcoin to earn profit

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  Bitcoin is a digital currency that can be used to buy goods and services online or exchanged for other currencies. It has gained a lot of popularity and has become a viable investment option for many people. Bitcoin can be used to earn profits in several ways: Trading: One way to earn a profit with Bitcoin is by trading. Bitcoin's value can fluctuate significantly over time, and traders try to make a profit by buying low and selling high. Day trading, where traders buy and sell Bitcoin within a single day, can be particularly lucrative, but it requires a deep understanding of the market and a willingness to take risks. Mining: Bitcoin mining is the process of using specialized computers to solve complex mathematical problems, which in turn verifies transactions on the blockchain and generates new Bitcoins. Mining can be profitable if you have access to cheap electricity and the right equipment. Investing: Another way to earn a profit with Bitcoin is by investing. Many investors b...

How cryptocurrency impact our economy

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  Cryptocurrency has become an increasingly popular form of digital currency, and its impact on the economy is a topic of much debate. Some experts believe that cryptocurrency will revolutionize the financial industry, while others are more skeptical of its potential impact. Here are some potential impacts of cryptocurrency on the economy: Disruption of traditional banking systems: Cryptocurrency has the potential to disrupt traditional banking systems by offering an alternative way of transacting and storing money. This could lead to increased competition among financial institutions and ultimately result in lower fees and better services for consumers. Increased transparency: One of the key benefits of cryptocurrency is its decentralized nature, which provides increased transparency and security. Transactions are recorded on a public ledger, making it more difficult for fraud or corruption to occur. This could lead to increased trust in financial institutions and improved overall...

Twitter financial performance

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In 2020, Twitter reported a total revenue of $3.72 billion, which was a 7.2% increase from the  previous year. The company's net income was $1.47 billion, which was a significant increase  from the previous year, when the company had a net loss of $1.46 billion. The majority of  Twitter's revenue (over 80%) came from advertising. In 2021, Twitter continued to perform well financially. The company's first quarter revenue was $1.04 billion, which was a 28% increase from the same period in the previous year. Twitter's  net income for the quarter was $68 million, which was a significant increase from the same  period in the previous year, when the company had a net loss of $8.4 million.  

Tesla financial performance

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  Tesla's financial performance from 2020-2022 can be summarized as follows: Revenue: Tesla's revenue increased significantly from 2020 to 2022. In 2020, the company generated $31.5 billion in revenue, while in 2021, the revenue increased to $55.8 billion. In 2022, the revenue continued to grow, reaching $72.4 billion. Net Income: Tesla's net income also increased from 2020 to 2022. In 2020, the company reported a net income of $721 million, while in 2021, the net income increased to $2.3 billion. In 2022, the net income further increased to $4.3 billion. Gross Margin: Tesla's gross margin remained relatively stable over the years, with a slight increase from 2020 to 2022. In 2020, the gross margin was 21.1%, while in 2021 and 2022, it was 23.9% and 25.6%, respectively. Free Cash Flow: Tesla's free cash flow increased significantly from 2020 to 2022. In 2020, the free cash flow was $2.8 billion, while in 2021, it increased to $6.1 billion. In 2022, the free cash flo...

外汇交易策略💰

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  外汇市场是一个涉及全球货币交易的市场,参与者包括金融机构、个人投资者、企业和政府。外汇市场是一个高风险高收益的市场,需要投资者具有较高的金融知识和风险意识。 以下是一些常见的外汇赚钱方法和策略: 趋势交易:趋势交易是指投资者根据当前的市场趋势来进行交易。趋势交易者会寻找趋势并尽可能地沿着趋势方向进行交易。例如,如果市场趋势是上涨的,趋势交易者会购买货币并持有直到趋势反转。 日内交易:日内交易是指在同一天内买入和卖出货币。日内交易者通常会关注市场的波动性和价格变化,并寻找能够快速获利的机会。 技术分析:技术分析是指通过分析历史价格数据和市场趋势来预测未来价格变动。技术分析通常使用图表和指标来识别价格趋势和交易机会。 基本分析:基本分析是指通过研究经济、财政和政治因素来预测货币价格变化。基本分析者通常关注利率、通货膨胀、政治稳定性和贸易等因素。 风险管理:风险管理是指通过采取措施来降低投资风险,包括使用止损订单和限价订单来控制交易风险。 总的来说,外汇赚钱需要投资者具有良好的分析能力、风险管理能力和心理素质。同时,投资者需要密切关注市场变化,及时调整交易策略,以确保最大程度地获得收益。

新加坡成功模式🇸🇬

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  新加坡之所以成为先进国家,有多种原因。以下是其中一些主要因素: 政治稳定和高效的政府:新加坡政治稳定,且政府高度专业化,管理能力强。政府高度重视教育、卫生保健和基础设施建设,并大力推行经济改革和开放政策,以吸引外国投资。 优秀的教育系统:新加坡的教育系统是全球最好之一,为学生提供了高质量的教育和培训,培养出了大量的高素质人才,这对于推动经济发展和创新非常重要。 拥有创新和创业文化:新加坡积极鼓励和支持企业家和创新者,政府为此提供了多种财政和法律支持。新加坡有着全球最具竞争力的企业环境之一,同时也是创新研究的重要中心之一。 地理位置优越:新加坡位于亚洲的中心地带,是东南亚地区的门户。这一地理位置为新加坡提供了很多商业和经济机遇,也使其成为了世界上最重要的贸易和物流中心之一。 具有高度多元化的经济结构:新加坡的经济结构非常多元化,不仅有制造业和服务业,还有高科技、金融和旅游等多个领域,这为新加坡提供了经济发展的多重引擎和抗风险能力。 综上所述,新加坡的政治稳定、优秀的教育系统、创新和创业文化、地理位置和多元化的经济结构等因素相互促进,使其成为了全球最先进的国家之一。